Privacy Policy — MO TRADING

1. Introduction

Welcome to MO TRADING ("we", "our", or "us"). This Privacy Policy explains how we collect, use, and protect your personal information when you use our platform at motrading.in. By accessing or using our services, you agree to the terms of this policy.

2. Information We Collect

We collect the following information when you register and use our platform:

Full name, email address, and phone number (required at registration)
Payment information processed securely through Razorpay (we do not store card details)
Course progress and learning activity
Device and browser information for security and analytics

3. How We Use Your Information

To provide access to purchased courses
To process payments and referral payouts
To send important account and transaction notifications
To improve our platform and user experience

4. Payment Security

All payments are processed through Razorpay, a PCI-DSS compliant payment gateway. We do not store, process, or have access to your card details. Razorpay's privacy policy governs the processing of your payment information.

5. No Refund Policy

All course purchases on MO TRADING are strictly non-refundable. Once a course is purchased, access is granted immediately and no refunds will be issued under any circumstances, including but not limited to:

Change of mind after purchase
Dissatisfaction with course content
Technical issues on the user's end
Accidental or duplicate purchases

Please review the course details, curriculum, and free preview lessons carefully before making a purchase.

6. Educational Purpose & Risk Disclaimer

All courses on MO TRADING are strictly for educational and informational purposes only.

Not financial advice: Nothing on this platform constitutes financial, investment, trading, or legal advice. Course content should not be treated as a recommendation to buy, sell, or hold any financial instrument.
Data accuracy: While we make reasonable efforts to keep course content accurate and up-to-date, we do not guarantee the accuracy, completeness, or timeliness of any information provided. Market data, strategies, and examples may be outdated or incorrect. We are not responsible for any errors or omissions in course content.
At your own risk: Any action you take based on information from our courses is entirely at your own risk. MO TRADING, its instructors, and its team are not responsible for any financial losses, damages, or consequences arising from the use of information provided on this platform.
Past performance: Any results, examples, or case studies mentioned in courses do not guarantee future performance. Trading and investing carry significant risk of financial loss.

7. Referral Program

Referral rewards are credited at our discretion and are subject to verification. We reserve the right to modify or discontinue the referral program at any time. Referral earnings are not transferable and hold no cash value outside the withdrawal process defined on the platform.

8. Data Security

We use industry-standard security practices including encrypted passwords, HTTP-only authentication cookies, and HTTPS to protect your data. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

9. Your Rights

You may request deletion of your account and personal data by contacting us. We will process such requests within a reasonable time, subject to any legal obligations to retain certain records.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Continued use of the platform after changes constitutes acceptance of the updated policy. We recommend reviewing this page periodically.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us through the contact details listed in the website footer.